When purchasing an item of high value, it is critical to take the proper steps in insuring the item. It may cost you up front, but the long term benefits are surely worth it. The process may be confusing, so we've put together some tips to help guide you.
First you will need an appraisal. With all items that are sold from Rosnov Jewelers we provide complimentary appraisals that are done by GIA-certified experts. If the item is not purchased from Rosnov Jewelers, we will be happy to help and develop an appraisal for you (prices vary).
Once you have the appraisal in hand, the next step is to decide which company you would like to use. One popular option is to include the item under your homeowners policy that you already have in place. This can be done relatively easily by simply contacting the company that holds your policy. Most companies just require you to fax or send a scanned copy of the appraisal. If you don't wish to take that route, there are several other companies that you can use if you prefer to separate your jewelry from your homeowners (which we usually suggest). A company we recommend is Jewelers Mutual. (https://www.jewelersmutual.com ). Follow the link to their website and follow the online instructions.
If you have any other questions we are happy to help you over the phone or during your next visit to the store!